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Disclosure

Advisory Services 

Investment advisory services are offered through Virtue Capital Management, LLC (“VCM”), an SEC-registered investment adviser. The publication of this website on the Internet should not be construed by any consumer and/or prospective client as VCM’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation over the Internet. 

A copy of VCM’s current written disclosure statement (Form ADV Part 2A) discussing VCM’s business operations, services, and fees is available on the SEC’s Investment Adviser Public Disclosure database (IAPD) or from VCM upon written request. 

No Guarantee / Risk Disclosure 

This website and the information contained herein are provided for general guidance and informational purposes only. Investing involves risk, including the potential loss of principal. Unless otherwise stated, investments are not guaranteed. No strategy can assure a profit or protect against loss in periods of declining market values. 

No Personalized Advice 

This website is not intended to provide investment, tax, or legal advice. Any content is general in nature and may not apply to your specific circumstances. You should consult with a qualified financial adviser and/or tax professional before implementing any strategy. 

Third-Party Information 

Fern Prosperity, Pri Cosentino, and VCM do not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this website or incorporated herein, and assume no responsibility for such content. 

Insurance Products 

Insurance products and services are offered and sold through Fern Prosperity (and/or properly licensed insurance agents/agency partners), not through VCM. Insurance and annuity products may contain fees, surrender charges, and limitations. Any guarantees are subject to the claims-paying ability of the issuing insurance company. Insurance products are not FDIC-insured and are not bank deposits. 

Jurisdiction / Availability 

Fern Prosperity and VCM only conduct business in states/jurisdictions where properly registered, exempt, or otherwise permitted under applicable law.

Contact Us

If you have questions or opt-out requests, please contact:

Fern Prosperity LLC
Attn: Compliance Department
941 W Morse Blvd Suite 100, Winter Park, FL
Email: info@fernprosperity.com
Phone Number: +1 407 900 59 05

© 2025 All Rights Reserved to Fern Prosperity. Designed by Carla Gibbin.

Disclosure: Fern Prosperity LLC is an independent financial services firm helping individuals and families create customized retirement and wealth-building strategies using a variety of investment and insurance products tailored to their needs and objectives. Investment advisory services are offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM, Fern Prosperity LLC, and Pri Cosentino, LLC are independent of each other. For more information, click here.

Publishing & Press: Any references to being “featured on” or appearing on FOX relate solely to an interview aired on FOX47, a local television affiliate, and not to any appearance on the national FOX News network or any other nationwide broadcast. The interview was conducted for informational purposes only. No compensation was provided or received in connection with this media appearance. The interview should not be construed as an endorsement or recommendation.